At Peak Home Finance LLC, we are committed to responsible lending. Our goal is to provide access to credit in a way that supports the financial health and long-term stability of our customers. Our approach to lending is guided by the following principles:
Before approving a loan, we evaluate each applicant’s ability to repay by reviewing factors such as income, employment status, and existing financial obligations.
We provide clear, complete, and upfront information about the terms of every loan offer—including the Annual Percentage Rate (APR), applicable fees, repayment schedule, and potential consequences of late or missed payments.
We treat all applicants fairly and consistently, without bias or discrimination based on race, gender, age, national origin, disability, or other protected characteristics.
We do not engage in predatory practices. Our products are designed to be fair, and we do not structure loans in a way that traps borrowers in cycles of debt or imposes excessive interest rates or hidden fees.
Our customer service team is available to assist borrowers with questions, concerns, and guidance throughout the loan process.
We may offer tools, educational content, and resources to help borrowers make informed financial decisions and improve their overall financial wellness.
In the event of default, we pursue collections in a lawful and respectful manner, fully compliant with applicable state and federal regulations.
