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Rates & Fees

Understanding Our Loan Costs

At Borrow Money - CashPeak, transparency is one of our top priorities. The cost of a loan can vary based on your individual circumstances, but here is an overview of what to expect.

What Influences Your Loan Costs

  • Loan Amount: The total sum you choose to borrow
  • Repayment Term: Typically due on your next payday or a similar short-term schedule
  • Credit Profile: Your credit history and financial standing

General Loan Information

  • Loan Amounts: Borrow up to $5,000
  • Repayment Term: Short-term repayment, usually aligned with your upcoming payday
  • APR: The Annual Percentage Rate will be clearly disclosed before you finalize the loan offer

Fees May Include:

  • Finance Charges: The total borrowing cost, including interest
  • Late Payment Fees: Applicable if payment is not made on time (details provided in the Loan Agreement)

Important Considerations

  • Loan Agreement: Before you commit, you will receive a full agreement detailing the loan amount, APR, fees, due date, and repayment terms. Please review it carefully.
  • State Regulations: Loan terms, rates, and fees may vary based on state laws.
  • Borrow Responsibly: Only borrow what you are confident you can repay on time.

Contact Information

If you have any questions or concerns regarding rates, fees, or your loan terms, please contact us:

Peak Home Finance LLC
8036 Benevento Dr, El Dorado Hills, CA 95762-6271
Email: support@peakhomeapp.com
Phone: (530) 555‑2486